{
  "slug": "stripe-top-ups-accept-us-bank-account-paymentmethods-27298d0a2e9e",
  "title": "Stripe Top-ups accept US bank account PaymentMethods",
  "tools": [
    "stripe"
  ],
  "tags": [
    "agent"
  ],
  "introduced_at": "2026-07-29T00:00:00.000Z",
  "announced_at": "2026-07-29T00:00:00.000Z",
  "effective_at": null,
  "date_basis": "source-publication",
  "status": "unknown",
  "how": {
    "incantation": "For US top-ups using the API version that adds PaymentMethod support, create the top-up with a `us_bank_account` PaymentMethod ID in `payment_method`. Optionally set `payment_method_options.us_bank_account.network`; it defaults to `ach`.",
    "examples": [
      "curl https://api.stripe.com/v1/topups \\\n  -u \"<YOUR_SECRET_KEY>\" \\\n  -H \"Stripe-Version: 2026-07-29.dahlia\" \\\n  -d amount=<AMOUNT_IN_MINOR_UNITS> \\\n  -d currency=<SUPPORTED_CURRENCY> \\\n  -d payment_method=<US_BANK_ACCOUNT_PAYMENT_METHOD_ID> \\\n  -d \"payment_method_options[us_bank_account][network]=<NETWORK>\""
    ],
    "gotchas": [
      "amount (required): Positive integer amount to transfer.",
      "currency (required): Lowercase supported three-letter ISO currency code.",
      "payment_method: ID of the PaymentMethod to use; for this change, its type must be `us_bank_account`.",
      "payment_method_options: Object containing top-up payment-method-specific configuration.",
      "payment_method_options.us_bank_account.network: US bank transfer network; defaults to `ach`. The docs retrieved do not enumerate allowed values for this top-up parameter.",
      "Prerequisite: Use API version `2026-07-29.dahlia` or later for this behavior. For REST requests, Stripe's upgrade instructions say to send the version in the `Stripe-Version` header.",
      "Applies to top-ups in the US.",
      "Currently supports only `us_bank_account` payment method types."
    ]
  },
  "why_it_matters": "Create and manage US top-ups using the Payment Methods API.",
  "before": "Use the Sources API when creating and managing US top-ups.",
  "sources": [
    "https://docs.stripe.com/changelog/dahlia/2026-07-29/adds-payment-method-support-to-top-ups",
    "https://docs.stripe.com/api/topups/create?__="
  ],
  "rank": 0.96022,
  "judge": {
    "publish": true,
    "judge_model": "codex-cli/gpt-6-luna+typesafe/jev-1.13.0",
    "prompt_version": "extract-v7+enrich-v2+judge-v2x3+jev-publish-v1"
  },
  "review_state": "approved",
  "provenance": {
    "run_id": "wave1b-tools-20261017",
    "verdict_id": "wave1b-tools-20261017:wave1b-tools-20261017-3a6213be510b195d-0:gate",
    "evidence_hash": "d601d02dddedb346eda83a7f87ac9a991aa1666d8fab075638989fe955899156"
  },
  "review": {
    "draft_hash": "460483df31d93479a56a41befe1bc45854367420572659dac0340fb0a704039e",
    "reviewer": "publication-gate",
    "reviewed_at": "2026-10-07T00:00:00.000Z",
    "decision": "wave1b-tools-20261017:gate",
    "reason": "3 of 3 judge runs approved with p_yes >= 0.9 (mean 0.96 >= 0.9; 2 needed) and Jev gave 0.72 (>= 0.6 needed)."
  }
}