{
  "slug": "stripe-top-ups-api-accepts-us-bank-account-payment-methods-2b631a2cbafc",
  "title": "Stripe Top-ups API accepts US bank account payment methods",
  "tools": [
    "stripe"
  ],
  "tags": [
    "agent"
  ],
  "introduced_at": "2026-06-24T00:00:00.000Z",
  "announced_at": "2026-06-24T00:00:00.000Z",
  "effective_at": null,
  "date_basis": "source-publication",
  "status": "unknown",
  "how": {
    "incantation": "When creating a top-up funded by a US bank account, pass its `us_bank_account` PaymentMethod ID as `payment_method`; use `payment_method_options` for payment-method-specific configuration. Both parameters are optional.",
    "examples": [
      "curl https://api.stripe.com/v1/topups \\\n  -u \"<YOUR_SECRET_KEY>\" \\\n  -H \"Stripe-Version: 2026-06-24.dahlia\" \\\n  -d amount=2000 \\\n  -d currency=usd \\\n  -d payment_method=<PAYMENT_METHOD_ID> \\\n  -d payment_method_options[<DOCUMENTED_OPTION>]=<VALUE>"
    ],
    "gotchas": [
      "amount (required): Positive integer amount to transfer.",
      "currency (required): Lowercase three-letter ISO currency code; must be supported.",
      "payment_method: PaymentMethod ID; a PaymentMethod of type `us_bank_account` can be used.",
      "payment_method_options: Object for payment-method-specific configuration for this top-up. Sub-keys and allowed values were not found in the accessible reference.",
      "Both parameters are optional.",
      "Currently only `us_bank_account` payment method types are supported."
    ]
  },
  "why_it_matters": "Fund a top-up from a US bank account using the Payment Methods API.",
  "sources": [
    "https://docs.stripe.com/changelog/dahlia/2026-06-24/top-ups-payment-method-support-for-us-bank-accounts",
    "https://docs.stripe.com/api/topups/create?api-version=2026-06-24.dahlia"
  ],
  "rank": 0.97014,
  "judge": {
    "publish": true,
    "judge_model": "codex-cli/gpt-6-luna+typesafe/jev-1.13.0",
    "prompt_version": "extract-v7+enrich-v2+judge-v2x3+jev-publish-v1"
  },
  "review_state": "approved",
  "provenance": {
    "run_id": "wave1b-tools-20261017",
    "verdict_id": "wave1b-tools-20261017:wave1b-tools-20261017-94fd6ea0f6507996-0:gate",
    "evidence_hash": "f630795b152a347cffdefe3493041a92a51c6bcabb688d322c90d2ad47e15218"
  },
  "review": {
    "draft_hash": "eb1759f7442b84a7a39f6341e6b1033752d6b442679f03f210418ee01c935ece",
    "reviewer": "publication-gate",
    "reviewed_at": "2026-10-07T00:00:00.000Z",
    "decision": "wave1b-tools-20261017:gate",
    "reason": "3 of 3 judge runs approved with p_yes >= 0.9 (mean 0.97 >= 0.9; 2 needed) and Jev gave 0.66 (>= 0.6 needed)."
  }
}